a. It is to and to harm ( al.,,, and). An to at level () as well as () ( and, and; al.,,, and). Among these are and, such as. to a must a and their – an ID, card or – prior to in at a venue or. A the use of, such as for or over a. The paper draws on a and how to these and how they are with in.
Prior into the of shows that it is to the the and the. This is to for the and the (Selin,; al.,,,, Craig, Baird,, Boyd, Craig,,,,, White and). The same is to apply to the of and for. Prior has that and of are key the and of harm or ( al.,, Ling,, and)., in, the and has been ( al.,, and; al., Selin,ä and Kesä). In this paper, is as the set of that shape the, the of the (Mayet al., May, and; al.,, Adams, Shue,,,, and). We to the on the of the in, with a focus on the of on. are of from a they are among the most, for due to their of rapid play speed and (Yücelet al., Yücel,,, Van Holst and). of is a for aimed at and harms in both and ( and, and; al.,, Tsang,, and; al.,,, and). is in and in ( al.,,, and; al.,, Luoma, and). is also to on in the of in ( al.,, and; al.,, Tsang,, and). can and harm by to and more age, of, the of or time, to and the of and to on their ( and, and; al.,, Tsang,, and). has on the and of. Yet, it is that the of and on harm and have due to in their., which allow to and, have been less in, due to low ( al.,, and; and, and; and King, and). In a study on, only a (1.3%) of in a large had set a limit (Auer, and, Auer, and). harm are to use ( al.,,,, and; al.,,, Kaner and). In, there are that can be more. The of cards in in 2009, other ( al., Leino,,,,, and), into in the ( and, and)., in Nova a trial for in 63% of card users their while 72% time spent in to (,2007).
The of also on they are in with or tools ( al., Wohl, Davis and). In many cases, and have been or to, than the or being all. This to by to or once their are ( al.,,, Kaner and)., harm have been shown to be more to their ( al.,,,, and; al.,,, Kaner and). These that a and, the of and tools may be.
In some, has been into of the. While this may user with, it can also send by and to limit it ( and, and). This dual may the of and their.
The way to the of and also plays a role in their. shows that such as and are to the and the of ( al.,,,, Craig, Baird,, Boyd, Craig,,,,, White and). for tends to be among those not in the, with women and older more to such ( al.,, Ling,, and)., in the field, data, that age and may be more to set and to set at lower than older age and men ( al.,, Angus, and; al.,, and; Auer and, Auer and).
In to, of have been found to how to and. from, and shows that with are more to new and (,; Selin and, Selin and; Auer and, Auer and). In a of (Auer, and, Auer, and) 79% of all a loss., when their was, only 67% of those at high risk of, to 82% of at low risk. Two ( al.,, and; and, and) on on found that the most was that they did not it to – for those harm. Other for over data, as a proof of such as a card ( al.,, and)
As with and, it is also that they are by these. In this paper, we the of for in. Our a large (2017–2022;N= 100,000). The aim is to in among those who had the and those who only once the was, on and. The aim is to the of with fixed cap on these. is one of the few that have a and for all, the full in both and. has a that all. 2021, of the, only, while was for. In 2019, was by law (Laki,2019) for of and. The was by and the need to age. The was set to take in 2022., the to in in 2021. A later to the law (Laki,2021) the to in. at is, must first the and of a by their an or an. at is as a model where the can a cash or. For, a debit card is used for both and. cards are not. With cash, takes place using a or card. While each must have a, funds be from the to play the (cf. al.,, Tsang,, and). has been in and the bulk of’s ( al.,, and). and of in is high ( al.,,, Selin and; al., Selin, and): There were about 18,500 in, and and about 2,500 in in 2019., the of has been since. In 2022 there were about 2,200 in and 10,000. Prior to 2021, were the most type of those help for harms (Grö al., Grönroos,,, and; al.,, and). The was to these harms and to more– in the ( al., Selin,, Alho, Castrén, Jä,,, and).
The of was by the of loss, set at a of 500 euros a day and 2,000 euros a month, as per (Sisäön Oy:n pelisäännöistä,2021). These loss cover, with the of, poker, and. The also with other in the, in the of and.Table 1 the of the the 2021 in.
Table 1.Major the (EGM) 2021 to the 55 of the Act (, 1047/2001,2001) the has a to hand over data to the AA [ for peer] for. The data are not.
The of a of 100,000 from’. in this at day, game and ( or) level for each, from 12 2017 to 31 May 2022, as well as basic ( area, age,). the, had 2 in total. The only with on at least one day the. As the were drawn from the, the can be seen as of the (). the of, could still when on., only 10% of was to (2020). The same could also on was on 12 2021, for or 1 July 2021, for. As our on, this is not in our data., could on under the and on 12 2021 and 1 July 2021.
As our focus is on the, all with at least one were as and in the final and the. The final of 28,351. The drawn is of the.
Based on prior, we that may to and in ways and are to be by these. We three, based on their the of the of the (Table 1). These are the focus of our.
The (VI) of who had prior to the in 2021. The (PMI) who began only after the took in 2021. The PMI group was into two. The with (PMI-E) of who, they had not in, had an, and had in other 2021. The with new (PMI-N) of who had not in any prior to the.
In our, we these three (VI, PMI-E, PMI-N) in terms of their and. and age group of the was in the for every year. For our, we used the age group in 2021. The age were: 18–24 years, 25–34 years, 35–44 years, 45–54 years, 55–64 years, 65–74 years and those above 75 years. We all daily of each on and and and means of sums for each three., we the the’ mean using at the level., a was out to the and to the of loss was with in. We mean in with the. was by using 95% (CI 95%) and with of α = 0.05.
A model was for as the from 2021. group and age group as, while, at and loss limit were. Month was as and to find or. The can be as mean loss to the group. While the over are, the mean loss can be as a sum of the.
The of was to the right and some large of the were. An model for and a model for mean were to the model to the bias. The on the the.
A model was used to test how the group was with age and. Odds were used to the of a in group to in the PMI-N group. The odds are and odds are by over all the.
Table 2 key and the three. The group that had in took place (the VI group) was the in size., 43% of all after the was were new in.
Table 2. by EGM group, 2021
The group that had in other but not prior to 2021 (PMI-E) from the other two in terms of lower. The group of new who had not prior to the in 2021 (PMI-N) was the in size and a share of young. Mean in every group were than. 1shows the main and age the three. In both of new (PMI), males age had than., had than men in the VI group in the two age (65 + years). all, older had than. The group with the were older males in the PMI-N group. The group who had in other but not prior to 2021 (the PMI-E group) had lower total in to the two other. 1.Mean by group, age and in 2021.
The was in 2021. The was also by other in the, and in the of and (cf.Table 1). 2 a time of mean by group (VI, PMI-E, PMI-N). 2.Time of mean EGM loss by group. Note: The drop in in April and May 2020 was due to which of all. show that who had in the had 2017 and 2020. After for, the in the VI group, as were (May 2021– 2021). This that, on, who had did not all. If,, on in 50% of.
In the PMI-N group (new), were lower or than in the VI group the first phase of the that only in such as., when was to, in the PMI-N group, than in the VI group. The PMI-E group had the, but to the two other, in this group also when were, and was to. all, the of loss to all in 2021 was with a drop in.
Table 3 the of a model for the, to the data from the point of. The model’s were group (VI, PMI-E, PMI-N),,,, age group and month.
Table 3. for mean EGM loss after. group, at, loss,, and group, and age group.= 90,617;R2= 0.483
A model mean in 2021. to the VI group, PMI-E spent 20 euros less, while PMI-N spent 32 euros more. by 27 euros, while loss it by 25 euros. with age, with 18- to 24- the least and those over 75 years 118 euros more. with group. Women in the VI group spent 6 euros more than men, but in PMI-E and PMI-N, they spent 2.4 and 18 euros less,. No time () and was found.
We the age, and to the PMI-N group (Table 4). under 25 years were most to be as new. This may be by the fact that they could not have been in the the legal age of 18 years. age and, women were more to to the PMI-N group than men, up to age 45 years., women aged 45 years and older were less to be as new.
Table 4. for odds of an to group PMI-N in 2021 to age, and age and,n= 19,607
This paper has the of in in 2021,. Our show that may in. We those who had 2021 (the VI group), and those who for the first time only after this was made (the two PMI). who for the first time after the (PMI-N group) the. In all, were in older age (cf. prior from: al., Sagoe,,, and; et al.,, Leino,, Smith,, and). We also a time of the of these 2019–2022. The clear rise in only after the of that many all three opted for while the. Our also show that if is to loss, is to. The loss were with a clear in all three.
The have on and of in.
First, our prior on the of at a level ( and, and; and King, and). It is that the who do not to will not opt in. In our data, 43% of those who in after it was made were new. Yet, most of these had in other of the, such as that was under a 2021., even those who had 2021, is very to have been ( al.,,, Kaner and). Our shows that mean in this group after. The data that at least half of all was among, but this is to be, as 2021 ( al.,, and). In 2019, the that only 10% of had taken place under (,2020)., the of the in the ( with in 2021, to in July 2021) into a in in the time. This that if is not all, those to are to delay the of or at least to also. When in, the final for, we found a in the in all three. This in stems from the to than from: the same, the of in the. In 2022, the total that the from was to about a of the total in 2019 ( al.,, and).
Third, the in after was to that those who were to were also more to be those with. This that who or who harm are less to or set ( al.,,, Kaner and). Older age in our data had the, with (Grö al., Grönroos,,, and), due to their and as well as to. Thus, it is also that the bulk of the late of were older who were to, the, or were over data (Nower and, Nower and; al.,, Tsang,, and). As the of at the same time ( al.,, and), the in per in our data would that many,, may have. This is by the of the 2023 study that while has, the of have (Grö al., Grönroos,,, and). It is that found the too or chose to stop for other., it can be that can if by loss. Our that in all three after the of loss. This prior that loss all offer are more than in terms of ( al., Blank,, Woods and; al., Wohl, Davis and). The in is not of a shift in but a of the loss., the of loss is to be one of the main why as well as harms from has in 2019–2022 ( al.,, and).
Our study was in the of. from most, owing to the of. can the of and. Yet, as in a, for can also be in ( al.,, Luoma, and)., in and in in other ( and, and) that our can be to other. focus on to of and.
This study has some. We were not able to with. It is that some of our are a of these, as many who chose not to on under the may have from those who did. Our was also by the of the the of (2019–2022). The of in with as well as in. The of these makes it to draw on the of the only., our focus on only did not allow us to look at. prior shows that, at a level, in have not to in ( al.,, and), it is that has at the level. would be to in more. More would also be on the of, and the of on skews in.
This study has that, with, can be an to. Our that to and loss in ways, with to avoid when it is not. These have for and harm. The and of harm to the and the and., be in a., while for by the, are less. of harm. It is also to the for these to those in.